Julie Sheremeto Blog (Page 11)

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Independent writing on mortgages, refinancing, and the Smith Manoeuvre — from a former math teacher who thinks the numbers deserve to be shown.

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Julie Sheremeto Blog cover image

How to Generate a Tax Deduction Three Months Before You Buy a House post image

By Julie Sheremeto

How to Generate a Tax Deduction Three Months Before You Buy a House

The $10,000 Move That Saves First-Time Buyers $3,500 at Closing post image

By Julie Sheremeto

The $10,000 Move That Saves First-Time Buyers $3,500 at Closing

Selling Moneris to U.S. Private Equity Is Selling Canadian Payment Data post image

By Julie Sheremeto

Aug 14, 2026

Selling Moneris to U.S. Private Equity Is Selling Canadian Payment Data

Manulife grew mortgages 12% while keeping defaults under 0.2%, what's the playbook? post image

By Julie Sheremeto

Aug 13, 2026

Manulife grew mortgages 12% while keeping defaults under 0.2%, what's the playbook?

Semi-Detached Homes Hit Hardest as Toronto New Listings Fall in July 2026 post image

By Julie Sheremeto

Aug 13, 2026

Semi-Detached Homes Hit Hardest as Toronto New Listings Fall in July 2026

Your Supply Chain Just Became a Compliance Liability post image

By Julie Sheremeto

Aug 13, 2026

Your Supply Chain Just Became a Compliance Liability

Ontario New-Home Sales Jumped 130% After HST Rebate Launch, What It Means for Affordability post image

By Julie Sheremeto

Aug 12, 2026

Ontario New-Home Sales Jumped 130% After HST Rebate Launch, What It Means for Affordability

When $1.3 Million in Gifts Survives a Courtroom Challenge post image

By Julie Sheremeto

Aug 12, 2026

When $1.3 Million in Gifts Survives a Courtroom Challenge

37,000 Canadians Filed for Insolvency Last Quarter. Here's How to Avoid Becoming One of Them. post image

By Julie Sheremeto

Aug 12, 2026

37,000 Canadians Filed for Insolvency Last Quarter. Here's How to Avoid Becoming One of Them.

H&R REIT Sells $3.4 Billion in Assets and Shares Still Fall post image

By Julie Sheremeto

Aug 12, 2026

H&R REIT Sells $3.4 Billion in Assets and Shares Still Fall

Evan Siddall Returns to Federal Housing as Build Canada Homes Chair post image

By Julie Sheremeto

Aug 11, 2026

Evan Siddall Returns to Federal Housing as Build Canada Homes Chair

Canada's Rental Incentives Are Creating an Ownership Vacuum post image

By Julie Sheremeto

Aug 11, 2026

Canada's Rental Incentives Are Creating an Ownership Vacuum

Canadian Rents Drop 4% to $2,037, But 'Stabilization' Still Means Unaffordable for Most post image

By Julie Sheremeto

Aug 10, 2026

Canadian Rents Drop 4% to $2,037, But 'Stabilization' Still Means Unaffordable for Most

7 Ways to Build Credit in Canada When You're Starting From Zero post image

By Julie Sheremeto

Aug 10, 2026

7 Ways to Build Credit in Canada When You're Starting From Zero

Smart mortgage strategy for Canadians who want the math shown.

Featured Posts

How to Generate a Tax Deduction Three Months Before You Buy a House post image

Jul 28, 2026

How to Generate a Tax Deduction Three Months Before You Buy a House

The $10,000 Move That Saves First-Time Buyers $3,500 at Closing post image

Jul 28, 2026

The $10,000 Move That Saves First-Time Buyers $3,500 at Closing